Third Partner Joins Destiny Lending LLC; Tom Richmond joins Loveland mortgage company's staff
Loveland, Colorado (ContentDesk) August 11, 2005 -- Destiny Lending LLC, 4200 N. Garfield Avenue in Loveland, has added Tom Richmond as a new partner. The company provides full-service lending to those interested in purchasing new construction, an existing home, investment property or re-financing a home where they currently reside."Tom's real estate experience is unmatched, which will help everyone here do a better job when it comes to serving our clients," notes Shawn Beard, founder of Destiny Lending. "We're glad to have him working alongside us."Tom comes to Destiny Lending with more than 30 years of experience as a real estate broker in Colorado. That expertise gives him a superior understanding of property values, and the needs and concerns clients have when it comes to realizing their dream of owning a home.
In his role with the company, Tom has the latitude to meet or beat rates offered by any other lender, and he offers his clients a cash credit toward their closing costs.Tom notes that even those who are concerned about their ability to qualify for a loan should call to check on the many options available in today's market. Those with credit issues or a past bankruptcy, or who need limited or no down payment programs, as well as those who are self-employed, need 100 percent financing or are seeking one percent interest loans, all may find what they need through Destiny Lending's many programs."Even if you just want to know about the possibility of buying that dream property, let's talk," notes Richmond. "With rates as low as they are, don't wait."Destiny Lending has relationships with 60 well-known lenders, and has a strong track record, enabling the company to receive expedited underwriting turn times and big broker pricing. The firm has also earned the privilege of underwriting loans in house. Destiny specializes in creative financing to assist clients in unusual financial situations, such as those who are self-employed.
Options the company can offer include option ARMs, interest-only loans, 100 percent loans on investment property and one-time close construction loans.For more information, visit www.destinylending.com or call (970) 667-3499..
Private Education Loans
Education loans are sought by people who don't have personal funds for their education. Private education loans, also known as alternate loans, are those that are taken when federal loans, grants, scholarships, and work-study programs are not sufficient. A private education loan would cover all education expenses such as: tuition, room and board, uniforms, transportation, fees, books and even a computer.
Private education loans are not guaranteed by the government unlike federal loans. These are generally offered by private trusts, philanthropic and non-profit organizations.
The loan amount can range between $1,500 and 30,000. Generally, the loan amount would cover the entire cost of education, minus any federal grants or scholarships. All US citizens, nationals, or permanent residents can apply for a loan. Students who are applying for their own loans should be US citizens, should have a good credit record and meet certain conditions. Foreign students can apply...
Private Education Loans
Payday loans > Private Education Loans
Building your Credit to get a Mortgage
You are thinking about purchasing real estate. However, you are not sure if your credit is good enough to get a mortgage. There are things that you can do to build your credit so that it is worthy of any mortgage that may interest you.
Your credit report tells banks almost everything about you. It has information about where you currently live and other places you have lived in the past, information about how you have paid all of your bills, your criminal background and history, if you've been sued, if you've filed for bankruptcy, and your previous and past employers. It is a true picture of who you really are.
Insurance companies, creditors, employers and other businesses purchase this information from a credit reporting agency before they will loan you money, issue a credit card, or offer you employment. Your credit is very important and will affect your ability to obtain a mortgage. No one is perfect and neither is their credit. However, there are things that you can...
Building your Credit to get a Mortgage
Payday loans > Building your Credit to get a Mortgage
Credit Report and Identity Theft
Time to check your credit reports?
Check your credit reports from the three main consumer credit reporting agencies.
A lot of people don’t understand the seriousness of taking the necessary precautions to prevent identity theft or fraudulent charges on their credit report,
The federal government passed a law that all credit reporting agencies provide one free credit report per year, per person. So it won’t cost a thing to access your credit report./
Once you receive your report, you
can check for I.D. theft as well as bills that aren't yours.. So, if they have suspicious charges on their report they can take appropriate action as soon as possible.
Obtaining and carefully checking your credit report with safeguard you
from identity theft .
You
should obtain a credit report
once a year to check for possible identity theftt and accuracy of your purchases.
...
Payday loans > Credit Report and Identity Theft
Auto Loan Calculator - The Fast and Easy Way to Calculate Your Finances when Purchasing a Car
Copyright 2006 Dean Shainin
Getting a car can be very exciting and yet be oh so nerve wracking. It's not just a matter of finding the car you want and paying for it. For some people who can actually afford to hand out the cash they can enjoy this pleasure, but for most people who are out in the market for a car, they don't have this luxury.
For many people looking for a new car or for a vehicle to replace their old ones, getting a car loan is an option they need to take. Buying a car on credit requires a lot of attention to details; there are interest rates, the monthly payments and tons of paperwork.
It is not advisable to just sign off on the loan without seeing if you can actually afford the monthly payments.
When calculating your monthly payments on your car loan you need to take many aspects into consideration. The amount of the car loan, interest rates, trade in value of your old car, outstanding loan of your old car (if any)...
Payday loans > Auto Loan Calculator - The Fast and Easy Way to Calculate Your Finances when Purchasing a Car
LandsofAmerica.com, LLC. has Partnered With the Three Largest Farm Credit Associations in Arkansas
(ContentDesk) August 5, 2006 -- LandsofAmerica.com, LLC. has partnered with the three largest Farm Credit Associations in Arkansas, AgHeritage Farm Credit Services, Farm Credit MidSouth, and Farm Credit Services of Western Arkansas, to form a strategic alliance with www.LandsofArkansas.com.
The partnership has enabled these associations to embed over 10,000 farms, ranches, timberland and recreational properties for sale into their websites.
Now visitors browsing the associations' websites can search the largest database of rural land listings in the United States.
The majority of the properties on LandsofAmerica.com are advertised by Rural Land Brokers.
This makes the partnership even more beneficial to the associations because Rural Land Brokers are the key to driving real estate financing business to the associations.
By advertising the Rural Land Brokers properties on the associations'...
Payday loans > LandsofAmerica.com, LLC. has Partnered With the Three Largest Farm Credit Associations in Arkansas